How Legislation Killed the Community Bank

February 17, 2015 – The total number of banking companies in the United States has significantly decreased in the past couple decades. At the same time, regulations on the industry have increased and legislations have become more complex. The compound effect has not been a broad drop across the sector, but rather a distinct decrease in small or single-office banks. …

Thanks A Lot, Obama?

February 2, 2015 – Mr. President is back in the nation’s good graces. Can his approval rating be tied solely to prices at the pump? This chart- with approval ratings from Gallup, over gas prices from the US Energy Information Administration, shows a strong correlation between the two data points. Be wary that the gas price axis, on the right, …