When do I sign up for Medicare?

Health Insurance can feel like a puzzle, where we can eyeball a part, but we won’t know if it’s correct until the pieces around it are found. In a sense, Medicare exists to help eliminate the puzzle aspect. However, the process of starting Medicare can be equally confounding. One of the most critical questions is, when do I sign up …

An Overlooked Opportunity to Reduce Medicare Premiums

The Social Security administration calculates Medicare premiums using a two year look back on Modified Adjusted Gross Income (MAGI). As an example, 2019 MAGI will set Medicare Premiums for 2021. However, if income recently dropped off, current Medicare premiums may not seem fair. Form SSA-44 allows a Medicare participant to claim a life-changing event for a reduction of MAGI. A …